Foreclosure Crisis: The Game-Changing Implications of Bain v. MERS

“Two landmark developments on August 16 give momentum to the growing interest of cities and counties in addressing the mortgage mess using eminent domain:

  1. The Washington State Supreme Court held in Bain v. MERS, et al., that an electronic database called Mortgage Electronic Registration Systems (MERS) is not a “beneficiary” entitled to foreclose under a deed of trust; and
  2. San Bernardino County, California, passed a resolution to consider plans to use eminent domain to address the glut of underwater borrowers by purchasing and refinancing their loans.

“MERS is the electronic smokescreen that allowed banks to build their securitization Ponzi scheme without worrying about details like ownership and chain of title. According to property law attorney Neil Garfield, properties were sold to multiple investors or conveyed to empty trusts, subprime securities were endorsed as triple A and banks earned up to 40 times what they could earn on a paying loan, using credit default swaps in which they bet the loan would go into default. As the dust settles from the collapse of the scheme, homeowners are left with underwater mortgages with no legitimate owners to negotiate with. The solution now being considered is for municipalities to simply take ownership of the mortgages through eminent domain. This would allow them to clear title and start fresh, along with some other lucrative dividends. …”

Collapsing Credibility: AAP to Release New Position Paper Supporting Circumcision


Incredible.  Is it fear of coming clean over what they’ve already done to 6 generations of american children and families?  Is it the money?  Do they hate children?  Are they diehard conservative Jews?  Do they hate sex?  Are they sado-pedophiles?  What exactly is going on with these people?

Several points regarding the AAP’s rationale wrt HIV:

1) When they talk about a 60% reduction in male HIV receptivity, they’re talking about  relative risk, such as the difference between 3% and 5% or between .03% and .05%.  A more meaningful measure would be the number of genital mutilations required to prevent 1 HIV infection, which is a function of the rate of HIV infection in the population.  In the US it would require about 380 involuntary circumcisions to prevent 1 HIV infection.  In Uganda the number would be 56.

2) No mention is made of the impact of circumcision on male->female HIV transmission.  Intact vaginal tissue is known to be highly resistant to HIV infection, it requires vaginal abrasion for the virus to bypass this barrier.   Circumcision increases vaginal abrasion, which probably accounts the the huge differences in HIV prevalence and M->F HIV transmission in the US and (non-circumcising) europe.  See the excellent writeup about MGM and HIV at

3) Correlations between socioeconomic indicators and MGM in africa are STILL not being properly addressed, including the connections between religion, sexual promiscuity and circumcision, and the impact of medically-induced HIV infection via dirty needles, which may well be the dominant form of HIV transmission in africa. Total silence on that one.

4) Rebecca Stallings discovery of a similar reduction in relative risk for HIV in FGM’d women in Tanzania (see “Female Circumcision and HIV Infection in Tanzania: for Better or for Worse?” at ) also continues to be met with complete silence.  Will the AAP be advocating FGM as well?   And please don’t tell me FGM is “worse” than MGM.   The statement is meaningless given the differences in age (MGM worse), sterility (FGM worse), speed of the operation (FGM worse), pain in intercourse (FGM worse), and neurological impact (MGM worse).

5) The AAP has zero regard for the morality, ethics or social dysfunction resulting from inflicting this ancient barbarism on non-consenting children.   Simply considering the correlation between divorce rates and circumcision rates in the US and europe would give any sensible person cause for reflection.  Apparently the AAP doesn’t think that sexual pleasure has any bearing on marital cohesion!

People don’t believe it when I point out the sexual fondling going on in american obstetrical wards.  So here’s some photographic proof.  Here’s the second picture shown at


Can you guess what the doctor has been doing to this lifetime-imprinting newborn baby?

This is SOP.  They use it to determine where to make the cut and to help in the surgery.  The child is being imprinted with sadomasochism and being sexually handicapped for life.  What a great idea.  And this is just the tip of the pile of obscenity surrounding this whole sordid  practice.  See my MGM paper linked at the top.

It’s just incredible that medical doctors could be so psychopathic that they are unable to fathom how a child might experience such sado-masochistic perversion.

Reality: Neurologically, MGM is the same as FGM

AAP Condemns Sharing Breast Milk

2012-03-02 AAP Reaffirms Humans Are Mammals
2012-08-22 Collapsing Credibility: AAP to Release New Position Paper Supporting Circumcision
2012-09-18 The AAP on MGM: A Second Opinion
2012-10-11 AAP Pushes Sadopedophilia As A Rite of Passage
2012-10-13 AAP Pushing Mercury Brain Damage on Kids
2012-10-14 The AAP’s War on America
2013-04-08 Psychopathy, Quackery, the AAP and Circumcision
2013-08-18 Cultural bias in the AAP’s 2012 circumcision policy statement
2015-12-29 Pediatrician Resigns Because “AAP Knows Vaccines Cause Autism”
2016-03-06 Intactivist Offers Remedial Education to AAP Doctors
2016-11-15 AAP Doctor on Humor of Sadopedophilia
2016-12-19 International physicians protest against AAP’s policy on infant male circumcision
2017-10-18 AAP Vaccine Refusal Form: Admission of Endangering Your Child
2017-12-17 50 Vaccine Research Papers the AAP Chooses to Ignore
2019-04-25 AAP, which pushes mandatory vaccines at gunpoint, now says citizens should never own guns to defend themselves
2019-04-27 Bigtree: Radical Vaccinism Religion Conquers AAP, Yale Doctors Won’t Debate
2019-05-11 AAP President Reveals his Psychopathy on Vaccines
2019-10-25 AAP Condemns Sharing Breast Milk
2019-10-28 AAP goes limp on use of nonnutritive sweeteners by children

2012-02-28 Medical Psychopaths Argue Killing Newborns is OK
2012-04-13 Shock Treatment Study Exposes Medical Psychopaths
2018-03-13 Rappoport: Medical Psychopaths, Fraud and Mass Medical Murder
2018-06-16 Medical Psychopaths Take a Stand Against Violence
2019-05-06 Medical psychopaths research money costs of pre-term induced miscarriage

JP Morgan Rep Admits No Paper Trail for Mortgages Received from WAMU Collapse

“August 21, 2012: Confirming, under oath and in print what we already suspected: there is no schedule of mortgage loans evidencing what JPM allegedly “purchased” from the FDIC in connection with the failure of WaMu. This is from the sworn deposition testimony of Lawrence Nardi, the operations unit manager and a mortgage officer for JPM, who was previously with WaMu and was picked up by JPM after WaMu’s failure. The 330 page deposition was taken by counsel for the homeowner on May 9, 2012 in the matter of JPMorgan Chase Bank, N.A. as successor in interest to Washington Mutual Bank v. Waisome, Florida 5th Judicial Circuit Case No. 2009-CA-005717. …”